Credit reform victory! You helped get the message for credit card reform from your house to the White House Last week, President Obama signed the credit card reform bill into law, wrapping up a huge consumer victory two years in the making. And it’s all thanks to you -- your emails, your phone calls, your donations and the personal stories you shared with the press and lawmakers in Washington!

The Senate overwhelmingly passed the bill by a 90-5 margin (see how your Senators voted). The next day, the House passed a final version 357-70 (see how your Representative voted). And the President signed it in a Rose Garden ceremony last Friday.

What does the bill do? We have an interactive blog post here to answer your questions and explain in more detail the key protections below:

• Puts most reforms in place earlier, by February 2010 rather than the original July 2010 implementation date
• Prohibits interest rate hikes during the first year of your contract, and restricts rate hikes on purchases you already made
• Any payment you make above the minimum goes to balances with the highest interest first -- helping to more quickly pay down debt
• Gives you 45-day notice for rate increases on future purchases. If your rate increases, ensures that you have adequate time to pay off the balance at the old rate 
• Low teaser rates have to remain the same for six months
• Limits fees and penalty interest
• Gift cards can’t expire for the first five years
• Restricts aggressive marketing of credit to college students

Make a Living Following your Passion for Health and Wellness

Hi, I'm Joshua Rosenthal, founder of the world's largest nutrition school, the Institute for Integrative Nutrition. Our students learn from guest faculty including Andrew Weil and Deepak Chopra.

But the main reason our students, including your friend who has written you this note, join our school is not just to hear lectures from famous health experts.

It's because they want to make a difference. And more than that, they want to make a living making a difference.

• Have you ever dreamed of making a living following your passion for health and wellness?

• Do you find yourself in a job that doesn't inspire you?

• Do you feel you're "going through the motions" in work and your career?

• Do you know, deep down in your heart, that you can get compensated for giving your gift of creativity, caring, and personal change to the world?

• Have you been thinking about starting a home-based business lately, but you don't know where to begin?

• Could you imagine how great it would feel to help others get healthy at the same time as you learn to feel more healthy, vibrant and alive yourself?

If you answered YES to any of these questions--even just one of them--then I encourage you to join us for a talk in Los Angeles or San Francisco entitled "Make a Living Following your Passion for Health and Wellness." This talk could change your life.

Did you know that many of our students earn over $100/hr and even more before they even graduate from our school?

And that's just the beginning. One of our graduates recently spoke to our school about how she currently makes $350 an hour helping her private clients reach their ideal body weight!

All of this adds up to exceptional compensation for many of our graduates, starting right after graduation.

What's more, this income comes:
• Without having to work in an office, if you don't want to.

• While working for yourself, with no boss.

• Setting your own hours--even working in your pajamas coaching over the phone (perfect if you are a mom or dad who want more time with your children).

• While helping make a profound difference in people's lives--helping them feel more healthy, overcome chronic health problems, reach their ideal body weight, and feel more energetic and alive.

This all may sound too good to be true, but it is the reality for thousands of our graduates. And while our students used to have to fly 10 times across the country over the course of a year to come to school, we have just launched a Distance Learning program that makes it easier and much more affordable. You get the entire curriculum loaded onto an iPod, and can study to become a Health Counselor while you jog or walk on the beach!

So, if anything in this email intrigued you or spoke to you personally, I warmly welcome you to attend our talk, "Make a Living Following your Passion for Health and Wellness." This single hour could change your life forever.

To register, go here: http://www.integrativenutrition.com/RoadShow.aspx

Space at these talks is extremely limited, and this invitation is going out to thousands of people, many more than can fit. (We've got a lot of interest already, as we just announced the Distance Learning program). So if you're interested I suggest you sign up within the next 24 hours to reserve your space.

Are you onboard?

Join us! http://www.integrativenutrition.com/RoadShow.aspx

Warm regards,

Joshua Rosenthal
Founder & Director
Institute for Integrative Nutrition

P.S. If you're not happy with your current work situation, if would like to work from home, or you just want some extra income, and if you're passionate about making a difference in people's lives, then you owe it to yourself and your career to join us for this lecture while there is still space available. Sign up here.


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